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How to Manage Holiday Stress

To manage holiday stress, set realistic expectations, plan your days ahead, say no to extra commitments, and protect your sleep, movement and downtime. Those are the steps Mayo Clinic, the National Institute...

College Costs 101: What Freshman Families Should Budget For Beyond Tuition

Updated November 2, 2026 Beyond tuition, freshman families should budget for housing and meal plans, books and access codes, a laptop, campus fees, health insurance, dorm supplies, travel home and monthly...

Roth IRA vs Traditional IRA

A Roth IRA is funded with after-tax money, so qualified withdrawals come out tax free. A traditional IRA may give you a deduction now, but withdrawals are taxed later. For 2026 both share one limit of $7,500...

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Medicare Open Enrollment Dates

Medicare open enrollment runs from October 15 to December 7 every year, according to Medicare.gov. In that window people can join, drop or switch a Medicare Advantage plan or a Medicare drug plan. Changes made then...

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How to Heal Chapped Lips in Winter

To heal chapped lips in winter, use a fragrance-free ointment or balm several times a day and before bed. Stop licking your lips. The American Academy of Dermatology (AAD) says lips should improve within 2 to 3 weeks...

How to Set a Holiday Budget

To set a holiday budget, start with one total you can pay without borrowing. Take what is left after regular bills and savings. Then split it across gifts, travel, food, décor, shipping, tips and charity. Write...

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