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HSA vs FSA

HSA vs FSA comes down to who owns the money and which health plan you have. An HSA is yours to keep, rolls over every year and needs a high-deductible plan. An FSA runs through an employer, caps at $3,400 for...

How to Stay Hydrated in Cold Weather

Cold weather hydration works best on a schedule, not on thirst. Cold exposure can blunt thirst, cold air carries little moisture, and you still sweat under winter layers. Sip fluids through the day. Count warm...

FSA Use It or Lose It: What Happens to Unused Money

Under the FSA use it or lose it rule, money left in a health flexible spending account when the plan year ends is generally forfeited. Your employer may soften that with a grace period of up to 2½ months or a...

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