Aboutzenlife

How to Manage Holiday Stress

To manage holiday stress, set realistic expectations, plan your days ahead, say no to extra commitments, and protect your sleep, movement and downtime. Those are the steps Mayo Clinic, the National Institute...

College Costs 101: What Freshman Families Should Budget For Beyond Tuition

Updated November 2, 2026 Beyond tuition, freshman families should budget for housing and meal plans, books and access codes, a laptop, campus fees, health insurance, dorm supplies, travel home and monthly...

Roth IRA vs Traditional IRA

A Roth IRA is funded with after-tax money, so qualified withdrawals come out tax free. A traditional IRA may give you a deduction now, but withdrawals are taxed later. For 2026 both share one limit of $7,500...

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